Limited-Time Offer: Dispatch Services- $75 Per Load
Limited-Time Offer: Dispatch Services- $75 Per Load
Stop waiting 30 to 90 days to get paid. With Porter Capital, you can get the working capital you need, exactly when you need it, to keep your business moving forward.
Get paid faster with factoring! We help you access immediate funds on your unpaid invoices—approval and funding typically within hours.
No matter your situation—whether you're rebuilding after bankruptcy, expanding rapidly, or just getting started—we offer customized factoring solutions designed to support your unique cash flow needs.
Factoring turns your unpaid invoices into immediate cash, giving you steady cash flow to cover expenses, pay drivers, and keep your business running smoothly.
Receive up to 95% of each invoice with some of the most competitive rates in the industry—plus, enjoy fast approvals and same-day funding to keep your cash flow moving.
Porter Capital offers both recourse and non-recourse factoring to fit your business needs. While both options provide fast access to cash by leveraging your unpaid invoices, they differ in how risk is handled after the sale.
With invoice factoring, you sell your receivables to get immediate cash flow. In accounts receivable financing, you borrow against those invoices instead—keeping ownership but still gaining quick access to funds. Each approach has unique advantages depending on your situation.
At Porter Capital, we take time to understand your business—its size, industry, and expected returns—to recommend the best financing option. Our goal is to provide a solution that aligns with your growth, stability, and cash flow goals.
With recourse factoring, if your customer doesn’t pay the invoice, you—the business owner—are responsible for repaying the factoring company. Because this lowers the risk on our end, it often comes with lower fees and higher approval rates compared to non-recourse options.
With non-recourse factoring, you're not held responsible if a customer fails to pay their invoice. We take on the risk of non-payment, which means this option may come with slightly higher fees or stricter approval requirements—but it offers added peace of mind and protection for your business.